FUNDAMENTALS OF PERSONAL FINANCE

I have always told my friends that the great thing about personal finance is that it is personal.  What works for one individual may not work for another.  What one couple decides to do may be different than another couple.  Yet the fundamentals are the same: Payoff and avoid using consumer debt, have an emergency fund, save for kids college, and build your retirement fund.  In the Fundamentals of Personal Finance, I borrow heavily from Dave Ramsey and his Baby Steps.  Follow the link below to learn more about the Baby Steps.